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Terms of Use

These Terms of Use (the “Terms”) govern your use of beta.distl.ai (this “website”). In continuing to access or use this website, you agree to be bound by these terms and conditions. Review the Terms carefully prior to use and each time you return as these Terms are subject to change.

These Terms of Use were last modified in July 2024.

Scope

  • DistlSM is a standalone brand representing a subset of services provided by Catchlight Insights LLC (“Distl”), which is an affiliate of various entities that offer products and services to the public. Any such other products and services may be subject to terms of use that are different than these Terms.
    • This website is operated by Distl, who may modify these Terms at any time without notice to you. The most current version of the Terms can be reviewed by clicking on the “Terms of Use” link located at the bottom of this website. Any continued use of the website after such modifications shall constitute acceptance by you of such changes.
    • Certain sections of this website may contain separate terms and conditions, which are in addition to these Terms. You should read those additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those terms and conditions. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages. You may be asked to execute supplemental agreements, in paper or electronic form, before you are permitted to access or use certain features or functionality within this website, including other products or services you obtain or license from Distl (each, a "Supplemental Agreement"). In the case of Supplemental Agreements presented to you online, you authorize Distl to rely upon “checks” or “clicks” in designated locations that are attributable to your log-in credentials as your consent to the terms of such Supplemental Agreements. These Terms are not intended to supersede or modify any such Supplemental Agreement.
    • This website is designed for use within the United States. Nothing on this website shall be considered an offer to sell any product or service to any person in any jurisdiction where such offer or sale would be unlawful under the laws of such jurisdiction.
    • An investment adviser’s participation in the service on this website does not constitute a judgment by Distl about that adviser’s qualifications. The participating advisers are solely responsible for ensuring their own compliance with applicable laws and regulations.
    • By using this website, no fiduciary or other relationship is formed between you and Distl.
    • In connection with your use of this website, investment adviser(s) may contact you, but it is also possible that no one will contact you or that no match will be made. Distl is not responsible for whether or not a match is made or you are contacted and, if you are contacted by or matched to an adviser, please understand that Distl is not responsible for any communications, dealings, or relationship between you and the adviser, nor is Distl responsible for any information or investment advice an adviser may provide you. Distl is not a client of any of the advisers who may contact you or with whom you may be matched nor is Distl an investor in any fund advised by any such adviser. Distl does not guarantee that you will receive a match to an adviser. It is possible that Distl will not provide you a match to any adviser.
    • Distl does not receive compensation from any source, including the participating advisers, for providing this service. However, Distl does receive compensation from the participating advisers for other services Distl provides to them. This creates an incentive for Distl to recommend the participating advisers.

Limitations on advice and reliance on website

  • This website is not intended to provide legal, investment, compliance or other advice. You should consult your legal, investment or compliance professional regarding your specific situation and requirements.
    • Distl provides neither investment advice nor a recommendation or endorsement of any investment adviser nor a recommendation to purchase or sell any security. Distl also does not participate in the management of your account by an adviser.
    • The communication through this website is not a substitute for comprehensive personalized financial advice.
    • Distl is not registered with the Securities and Exchange Commission or with any state authority as a securities exchange, broker, dealer or investment adviser.
    • Before engaging an adviser, users should review the adviser’s Form ADV Part 2A and Part 3 disclosures, which contain a description of the services the adviser provides, the fees it charges, and other important information. These disclosures are available at: https://adviserinfo.sec.gov/
    • Engaging in communication with an adviser through the service does not form an investment adviser-client relationship between either you and the service on this website or you and the adviser with whom you interact.
    • Any investment adviser-client relationship formed as a result of interaction between an adviser and you on the platform would be between the adviser and you alone—not between the service on this website and you.

    • The views expressed in this website do not constitute advice by Distl or any of its affiliates as to the value of any security or as to the advisability of investing in, purchasing or selling any security.
    • Distl does not monitor or evaluate any adviser’s performance. Any match Distl provides will be based only on the information you provide through this website and may not reflect your comprehensive investment profile or objectives. Distl’s screening process does not constitute an endorsement of any adviser or any claim as to the quality of services such adviser may provide.

Copyright & DMCA Copyright Agent Information

  • This website is protected by applicable copyright laws. Accordingly, you may not copy, distribute, modify, post or frame-on this website, including any text, graphics, video, audio, software code, user interface design or logos.
  • If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Distl with the following information:
    • A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright allegedly infringed;
    • A description of the copyrighted work that you claim has been infringed, or, if multiple copyrighted works are the subject of a single notice, a representative list of such works;
    • An identification of the allegedly infringing material, and a description of where that material is located on the website;
    • Your address, telephone number, and email address;
    • A statement by you that you have a good faith belief that use of the disputed material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
    • A statement by you, made under penalty of perjury, that the information you provide in your notice is accurate and that you are the owner of the allegedly infringed copyright, or that you are authorized to act on behalf of the copyright owner.
  • Distl's Agent for Notice of claims of copyright infringement can be reached as follows:
    • By mail at: Tanya Courcey, Distl, ATTN: Legal Department, 88 Black Falcon Avenue, Suite 167, OT1N3, Boston, MA 02210
    • By phone: 617-563-9840
    • By email: CopyrightClaim@catchlight.ai

Linking to This Website

  • Unless you and Distl have agreed otherwise, links from another website to this website must resolve to the top-level homepage of distl.ai. In order to avoid confusion if you do link from another website to the top-level homepage of distl.ai, then your website (and the link itself) must not suggest that Distl endorses, sponsors or is affiliated with any non-affiliated website, entity, service or product, and may not make use of any Distl or any of its affiliate’s trademarks or service marks other than those contained within the text of the link.

Trademarks

  • All trademarks and service marks on this website belong to Distl or one of its affiliates, except third-party trademarks and service marks, which are the property of their respective owners.

Third-party content and research

  • This website may include general news and information, commentary, interactive tools, research reports, and data concerning DistlSM and other subjects. Some of this content is supplied by companies that are not affiliated with Distl ("Third-Party Content"). On this website, Third-Party Content is available through framed areas, through hyperlinks to third-party websites or is simply published on the site. The Third-Party Content is protected by copyright pursuant to United States laws and international treaties and is owned or licensed by the Third-Party Content provider(s) credited.
  • Distl has not been involved in the preparation of Third-Party Content and does not endorse or approve such content. The Third-Party Content providers do not give advice or advocate the purchase of any product or service.
  • While Distl attempts to provide accurate and timely information to serve the needs of users, neither Distl nor the Third-Party Content providers guarantee its accuracy, timeliness, completeness, or usefulness. Third-Party Content is provided for informational purposes only and Distl and the Third-Party Content providers specifically disclaim any responsibility for Third-Party Content available on the site and for any advertising, products or other materials on or available from third-party sites. Your use of Third-Party Content is at your own risk. THE THIRD-PARTY CONTENT IS PROVIDED ON AN "AS-IS" BASIS. THE THIRD-PARTY CONTENT PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
  • THE THIRD-PARTY CONTENT PROVIDERS AND THEIR PARENTS, SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE USE OR THE INABILITY TO USE THE THIRD-PARTY CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE DAMAGES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  • Distl cannot be held responsible for the quality or accuracy of any advice that an adviser provides through the service on this website.

Content, Privacy and Feedback

  • All content on this website is presented only as of the date published or indicated and may be superseded by subsequent events or for other reasons. Users are cautioned not to place undue reliance on any forward-looking statements (indicated by language such as “believe,” “anticipate,” “expect” or similar words), which were based on information available at the time they were made and not based on your particular circumstances or requirements. Distl undertakes no obligation to publicly update or revise any dated or forward-looking statements.
  • You shall, from time to time, provide to Distl (or one of its affiliates) suggestions, comments, ideas, information and other feedback (“Feedback”) regarding this website. Feedback shall not include any, or be considered, your confidential information or any third party. By providing Feedback to Distl or any of its affiliates, you grant Distl and its affiliates, without charge, a non-exclusive, worldwide, royalty-free, perpetual license to use, disclose, reproduce, license or otherwise distribute, commercialize and exploit the Feedback provided entirely without obligation or restriction of any kind on account of intellectual property rights or otherwise, without additional compensation or any other obligations to you.
  • Distl may use personal information about you to service, maintain, and protect your account; process transactions in your account; respond to inquiries from you or your representative; develop, offer, and deliver products and services; or to fulfill legal and regulatory requirements. Distl may share personal information with unaffiliated service providers or other organizations, including investment advisers, as permitted or required by law. Distl may also share personal information about you with various corporate affiliates including internal service providers which perform, for example, printing, mailing, and data processing services.

Prohibited uses

  • You may use this website only as permitted by law.
  • Because all servers have limited capacity and are used by many people, do not use this website in any manner that could damage or overburden any Distl server, or any network connected to any Distl server. Do not use this website in any manner that would interfere with any other party's use of this website. Do not introduce or permit any person to introduce into this website any code or malicious or hidden mechanisms that would impair the operation of this website, or of Distl’s computers, networks, or other devices of software.
  • You should not access the website through devices or services that are designed to provide high-speed, automated, repeated access, unless such devices are approved or made available by Distl.
  • Certain parts of this website are protected by passwords or require a login. You may not obtain or attempt to obtain unauthorized access to such parts of this website, or to any other protected materials or information, through any means not intentionally made available by Distl for your specific use.
  • No content made available on this website may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose, without express written consent of Distl.
  • You agree not to distribute the information provided by this website to any third party or disclose to any third party that Distl or any of its third-party data providers have provided information through this website to you.
  • You acknowledge and agree that no Sensitive Personal Information is intended to be provided by you in connection with your use of this website. “Sensitive Personal Information” means any social security, driver’s license, state identification card, or passport number; any financial account, debit card, or credit card number in combination with the applicable security or access code, password, or credentials; any GPS data or similarly precise geolocation information (other than physical addresses); any information describing racial or ethnic origin, religious or philosophical beliefs, or union membership; contents of a person’s mail, email or text messages; genetic data; biometric information; health information; and information regarding a person’s sex life or sexual orientation.
  • You also commit not to:
    • Use any individual’s name, likeness or voice, in whole or in part, including but not limited to e-mail addresses, URLs, phone numbers, physical addresses or other forms of contact information without permission;
    • Promote, encourage, hype, tout, offer or sell any product or service through the website, including but not limited to financial products, investments or services;
    • Create a false identity on the website or misrepresent your identity;
    • Disclose information that you do not have the consent to disclose (such as confidential information of others (including your employer));
    • Violate the intellectual property rights of others, including copyrights, patents, trademarks, trade secrets, or other proprietary rights;
    • Engage in harassing, bullying, intimidation or other similar activity;
    • Use hate speech, vulgarity, or other similar communications;
    • Use behavior that does not support a safe and comfortable environment for all users, including obscenities, discriminatory language, or other language not suitable for a public forum, or to engage in any proselytizing, commercial activity, or political campaigning;
    • Use language which violates or infringes in any way on the rights of others; or otherwise is threatening, abusive, defamatory, or invasive of privacy or publicity rights; suggests or encourages conduct which is a state or federal offense; or gives rise to civil liability or otherwise violates any state or federal law; and/or
    • Use bots or other automated methods to access the website, add or download contacts, send or redirect messages.

Password security and notification

  • If you have user credentials (including, for example, a username and password) for access to non-public areas of this website, you are solely responsible for maintaining the confidentiality of those credentials and other security data, methods, and devices relating to your use of the website or such credentials. Further, you are responsible for all activities that occur in connection with your access credentials, including all instructions electronically transmitted or use of any data, information, or services obtained using your access credentials and other security data. Distl shall not be under any duty to inquire as to the authority or propriety of any instructions given to Distl by you or via your user credentials and shall be entitled to act upon any such instructions. Distl will not be liable for any loss, cost, expense, or other liability arising out of any such instructions. Accordingly, you should take steps to protect the confidentiality of your access credentials. As an authorized user you accept full responsibility for the monitoring of your account, including frequently checking your account information, reviewing your transaction history online (if applicable) and promptly reviewing any correspondence, account statements (if any) and confirmations received from Distl. Notify Distl immediately if you become aware of any unauthorized activity, disclosure, loss, theft or unauthorized use of your user credentials. You agree to cooperate with Distl in any investigation and agree to take corrective measures to protect your account from further fraudulent activity.

Security of Electronic Communications

  • Electronic (including wired and wireless) communications to or from Distl, including via this website, may not be encrypted. You acknowledge that there is a risk that data, including e-mail, electronic and wireless communications and personal data, may be accessed by unauthorized third parties when communicated between you and Distl or between you and other parties.

DISCLAIMER OF WARRANTIES

  • DISTL DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES ABOUT THIS WEBSITE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THIS WEBSITE IS MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE".
  • ALTHOUGH DISTL TRIES TO INCLUDE ACCURATE AND TIMELY INFORMATION ON THE WEBSITE, THERE MAY BE INADVERTENT INACCURACIES AND ERRORS, AND DISTL DOES NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THIS WEBSITE OR ANY INFORMATION, TEXT, GRAPHICS, LINKS, OR OTHER DISTL OR THIRD-PARTY CONTENT ON THIS WEBSITE. DISTL DOES NOT WARRANT THAT ANY DEFECTS OR INACCURACIES WILL BE CORRECTED OR THAT THEY WILL BE CORRECTED IN A TIMELY MANNER. DISTL MAY CHANGE THIS WEBSITE AND ANY CONTENT THEREON AT ANY TIME WITHOUT NOTICE.
  • DISTL DOES NOT WARRANT THAT THIS WEBSITE WILL BE UNINTERRUPTED, OR SECURE. IF YOU DOWNLOAD ANY MATERIALS FROM THIS WEBSITE, YOU DO SO AT YOUR RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER OR OTHER ELECTRONIC SYSTEM OR LOSS OF DATA THAT RESULTS.
  • DISTL ALSO DOES NOT WARRANT THAT THE RESULTS, IF ANY, OBTAINED FROM THE USE OF THIS WEBSITE WILL BE ACCURATE OR RELIABLE, OR THAT THIS WEBSITE OR ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THIS WEBSITE WILL MEET YOUR NEEDS OR EXPECTATIONS.
  • IF YOU LIVE IN A STATE THAT DOES NOT ALLOW WARRANTIES TO BE LIMITED OR DISCLAIMED, SOME OR ALL OF THESE PROVISIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

  • DISTL WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OF ANY KIND, WHETHER CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT, INDIRECT OR OTHERWISE, IN CONNECTION WITH THIS WEBSITE. DISTL EXPRESSLY DISCLAIMS LIABILITY FOR LOST PROFITS OR ANY DAMAGES THAT RESULT FROM USE OF, OR LOSS OF USE OF, THIS WEBSITE AND MATERIALS ON THIS WEBSITE (WHETHER PROVIDED BY DISTL OR THIRD PARTIES). THIS DISCLAIMER OF LIABILITY APPLES EVEN IF DISTL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.
  • DISTL WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH DISTL DOES NOT HAVE DIRECT CONTROL. THIS INCLUDES FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE, AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT.
  • TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE SERVICE ON THIS WEBSITE, DISTL OR ANY OF ITS AFFILIATES OR ANY OF ITS OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE FOR EITHER (A) WHETHER YOU RECEIVE A MATCH TO AN ADVISER THROUGH THE SERVICE ON THIS WEBSITE OR (B) THE OUTCOME OF ANY RESPONSE OR ADVICE PROVIDED BY AN ADVISER THROUGH THE SERVICE ON THIS WEBSITE.
  • TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE SERVICE ON THIS WEBSITE, Distl or any of its affiliates or any of its or their respective directors, officers, employees or agents BE liable for (a) any information provided or claimed to be provided through this website; (b) any action you take or fail to take based on any such information; or (c) any losses you suffer as a result of any such action or inaction.
  • IF YOU LIVE IN A STATE THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
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  • IF THE LIMITATIONS OF LIABILITIES OR REMEDIES IN THESE TERMS ARE DETERMINED TO NOT APPLY TO YOU OR TO BE UNENFORCEABLE FOR ANY REASON, THEN YOU EXPRESSLY AGREE THAT THESE PROVISIONS WILL BE CONSTRUED TO APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW AND THAT UNDER NO CIRCUMSTANCES WILL THE TOTAL, AGGREGATE LIABILITY OF DISTL, ITS AFFILIATES AND ALL THIRD PARTY CONTENT PROVIDERS FOR ANY CAUSE WHATSOEVER RELATING TO THIS AGREEMENT, THIS WEBSITE, OR ANY DISTL OR THIRD-PARTY CONTENT ON THIS WEBSITE, EXCEED $100.

Indemnification

  • As a condition of your use of this website, you agree to indemnify and hold Distl and its affiliates and Third-Party Content providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of this website or any Distl content or Third-Party Content on this website or from your violation of these Terms.

Termination and Modification

  • Distl may terminate or suspend your access to this website, in whole or in part, for any reason, without prior notice. Unless otherwise agreed, Distl may modify this website at any time without prior notice to you, and you accept those modifications if you continue to use this website.

Governing law

  • These Terms and their enforcement are governed by the laws of the Commonwealth of Massachusetts, without regard to conflicts of law, and shall inure to the benefit of Distl’s successors and assigns, whether by merger, consolidation, or otherwise.

Severability

If a court of competent jurisdiction deems any provision of these Terms to be unenforceable or in conflict with applicable laws, rules, or regulations, either present or future, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

 

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